Sunday, August 22, 2010

Insurance for Partners

I know several folks are interested in this, so I thought I would provide the info from the American Foreign Service Protective Association:

The Protective Association offers two worldwide medical insurance plans for Members of Household, including domestic partners, parents and dependent children over age 22 who do not qualify for coverage under the Federal Employees Health Benefits Program. Both policies offer a choice of deductibles and coverage for Preventive Care, Accidental Death and Dismemberment (AD&D), Emergency Evacuation and Repatriation of Remains. Separate coverage applies for treatment received inside the U.S. and Canada.

Reside offers comprehensive coverage at an affordable premium. Benefits are paid up to the amounts listed in a fee schedule for each service.

Reside Prime offers more extensive coverage. Most benefits are paid for eligible expenses based on Usual, Reasonable, and Customary (URC) charges up to a policy maximum. Also, you may choose to add separate riders for Dental, Sports, additional AD&D and Hospital Daily Indemnity coverage.

These plans are individually underwritten. You will be subject to medical underwriting and pre-existing conditions are taken into consideration when you apply for coverage.

NOTE: The applicant must be outside of the U.S. at the time of application or must depart the U.S. within 30 days of the Certificate’s Effective Date.

Click here to review the Department Notice on Benefits for Same-Sex Domestic Partners of Foreign Service Employees Serving Abroad.

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